Full Insurance Car Hire in Mallorca – Drive with Total Peace of Mind

Worried about extra costs or high excess in case of an accident? With GoMallorcaCars, you can book car rental in Mallorca with full insurance and zero excess – enjoy your trip without any surprises!

mallorca sea

How to Book a Fully Insured Rental Car in Mallorca?

  1. Search & select: Use our online search to filter by “Full Insurance” or “Zero Excess.”
  2. Choose your car: From compact to SUV, all categories available.
  3. Book online: See your total price – no nasty surprises at the counter.
  4. Pick up & drive: Show your ID and licence, grab the keys, and start your holiday with confidence!

What Does Full Insurance Cover?

Our full insurance packages typically include:

  • Damage to your rental car (including windows, tires, underbody)
  • Theft or attempted theft
  • Fire and vandalism
  • Third-party property and injury
  • Roadside assistance

Car Rental Insurance Options – What’s Included?

Basic (Third-Party)Partial Cover (KASKO)Full Insurance (Super KASKO)Zero Deposit / Full Cover
PriceFree50 €130 €+ (varies, often €0–€200)
Deposit100 €100 €100 €0 € (for eligible cars)
Excess (Franchise)N/A300 €300 €0 €
Covers third-party damages
Body damage (accident)
Glass & tires
Zero deposit
Zero excess
Best forExperienced drivers, min. legal coverBudget rentals, short tripsPeace of mind, families, longer rentalsMaximum safety, tourists, premium cars

How to read the table

  • Third-Party Liability (OSAGO): Basic insurance required by law. Covers damage you cause to others, but not to your own rental car.
  • Partial Insurance (KASKO): Covers most body damage from accidents, but doesn’t include glass or tire damage. You pay up to 300 € maximum (the “excess/franchise”).
  • Full Insurance (Super KASKO): Covers almost everything — body, glass, tires. You’re responsible for a 300 € excess.
  • Full Cover: Sometimes not available. When offered, it usually means zero deposit and zero excess (you pay nothing even for major damage).

Additional notes

  • Deposit: Even with insurance, a small deposit (€100) is blocked on your card during rental.
  • Franchise/Excess: This is the maximum you pay in case of damage; the insurer covers costs above this amount.
  • What’s not covered? Reckless driving, driving under the influence, or using the wrong fuel are never covered.
  • Want no risk at all? Ask about Full Cover (Zero Excess), but check availability for your vehicle class.

Tip:
For maximum peace of mind, choose Full Insurance (Super KASKO) – you get nearly full coverage for a small extra fee.

No hidden costs! All terms are shown clearly before you book. Insurance documents are provided in English.

Why Choose Full Insurance Car Rental?

  • Zero excess: No out-of-pocket expenses if your rental car is damaged or stolen.
  • All-inclusive coverage: Collision damage waiver (CDW), theft protection, and third-party liability included.
  • No deposit required: Many cars available with no deposit when you choose full insurance.
  • Quick pick-up & return: No complicated inspections or endless paperwork.
  • 24/7 support: Assistance available day and night in case of any issues on the road.

Pro Tips for Renting a Fully Insured Car in Mallorca

  • Check local traffic rules before you drive.
  • Inspect your car at pick-up, even with full insurance – and take a few photos.
  • Book in advance for the best rates and availability.
  • Keep emergency numbers handy – roadside help is always included.
Is the excess really zero?

Yes. With our premium insurance, you pay nothing in case of damage or theft. No excess means true peace of mind.

Can I rent without a credit card if I choose full insurance?

Yes, in most cases. Many cars can be booked with a debit card when full insurance is included.

Does full insurance cover all drivers?

All named drivers on the contract are covered. Add additional drivers easily during booking.

Are there any exclusions?

Standard exclusions apply (e.g., reckless driving, driving under the influence, or using the wrong fuel). Full details are shown before payment.